Oracle IAS, the best coaching institute for RBI grade B/NABARD/SEBI in Dehradun (Uttarakhand), brings to you views on important issues. What are Payments Banks?  Payments banks are a type of differentiated bank introduced by the RBI for promoting financial inclusion and facilitating payments and remittance flows. They are different types of banks compared to the conventional universal banks

Oracle IAS, the best coaching institute for RBI grade B/NABARD/SEBI in Dehradun (Uttarakhand), brings to you views on important issues. What is Payment and Settlement System?  Payment system from the central banking terminology ‘refers to the set of instruments, banking procedures and interbank funds transfer systems which facilitate the circulation of money in a country or currency area.

Oracle IAS, the best coaching institute for RBI grade B/NABARD/SEBI in Dehradun (Uttarakhand), brings to you views on important issues. What is Prompt Corrective Action Framework? RBI introduces Prompt Corrective Action when the Bank’s financial conditions worsen below certain limits (trigger points). The limit set are in the form of three conventional financial indicators which are called trigger

Oracle IAS, the best coaching institute for RBI grade B/NABARD/SEBI in Dehradun (Uttarakhand), brings to you views on important issues. What are Municipal Bonds? The governments in India at various levels – the centre, states and local bodies need money to finance its expenditure. Among the three, the centre is very powerful and is having different sources of

Oracle IAS, the best coaching institute for RBI grade B/NABARD/SEBI in Dehradun (Uttarakhand), brings to you views on important issues. What is Special Mention Accounts (SMA)? The classification of Special Mention Accounts (SMA) was introduced by the RBI in 2014, to identify those accounts that has the potential to become an NPA/Stressed Asset.  Logic of such a classification

Oracle IAS, the best coaching institute for RBI grade B/NABARD/SEBI in Dehradun (Uttarakhand), brings to you views on important issues. What Is Real Estate Regulation Act (RERA)? The Real Estate (Regulation and Development) Act 2016, that became fully effective from May 1, 2017 (some of the provisions came into effect from 1st May 2016) is a national regulation and

Oracle IAS, the best coaching institute for RBI grade B/NABARD/SEBI in Dehradun (Uttarakhand), brings to you views on important issues. What is Bharatmala Project The Bharatmala is designed as an umbrella program that will subsume unfinished components of NHDP besides focusing on some new projects. A total fund of Rs 10 trillion (Rs 10 lakh crores) is to